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5.8.1   Eligibility for Continuation of Coverage

a.   Employees

An employee of the College covered by a group health plan may have a right to choose this continuation of coverage if he/she loses his/her group health coverage because of a reduction in hours of employment or the termination of employment.

b.   Spouses of Employees

The spouse of an employee covered by a group health plan may be a qualified beneficiary and may have the right to choose continuation of coverage, if he/she loses group health coverage under a group health plan for reasons such as:

  • Death of spouse
  • Termination of spouse’s employment or reduction in spouse’s hours of employment
  • Divorce or legal separation from spouse
  • Spouse becomes eligible for Medicare coverage

c.   Dependent Children

A dependent child (a child born to, or placed for adoption with, the covered employee during a period of continuation of coverage) of an employee covered by a group health plan is also a qualified beneficiary. Dependent children have a right to continuation of coverage if group health coverage is lost for any of the following reasons:

  • Death of a parent
  • Termination of a parent’s employment or reduction in a parent’s hours of employment
  • Parents’ divorce or legal separation
  • A parent becoming entitled to Medicare
  • Dependent child ceases to meet their group health plan definition of a dependent

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