Loyola University Maryland

Office of Financial Aid

Federal Verification

Verification is a federal review process required by the US Department of Education. It requires the financial aid office to confirm the accuracy of the information reported on your FAFSA. The Department of Education determines which student FAFSAs must be verified.

If your FAFSA is selected for verification, a message will be included in your FAFSA confirmation Report (Student Aid Report or SAR). We will also notify you at your Loyola email account, along with a request for required documents. Verification can be a lengthy process. Students and families are encouraged to submit necessary documents as soon as possbile.

Students selected to verify income must either correct their FAFSA using the IRS Data Retrieval Tool (IRS DRT) or submit a 2015 IRS Tax Return Transcript or submit IRS Verification of Non-Filing Status to the Loyola office of financial aid.

The federal verification process may require us to make corrections to your FAFSA, in which case you will be notified by the Department of Education.  Corrections will be denoted by an asterisk on your online FAFSA.

IRS Data Retrieval Tool
IRS Tax Return Transcript
IRS Verification of Non-Filing Status

IRS Data Retrieval Tool

April 2017:  The IRS Data Retrieval Tool is currently not available due to IRS data issues.  Please obtain a copy of your tax return TRANSCRIPT to complete the federal verification process.

The IRS Data Retrieval Tool (IRS DRT) allows you and your parent(s) to upload data from your federal tax returns into your FAFSA. It may be used during the initial filing or when subsequent corrections are made to your 2017-18 FAFSA. This option will streamline and expedite the processing of your financial aid.

The IRS DRT will be available beginning October 1, 2016. Your taxes must be submitted to the IRS at least 2 weeks prior to using the tool.

You will not be able to use the IRS Data Retrieval Tool (DRT) if any of the following are true:

  • Filed "Married Filing Separately"
  • Filed an amended return
  • Filed a foreign tax return
  • Filed a tax return using a Tax ID Number (TIN)
  • The home address on the FAFSA does not match the address on the tax return

Tips for using the IRS Data Retrieval Tool (IRS DRT) after you filed your FAFSA:

  1. Go to www.fafsa.gov, click "LOG IN"
  2. Enter your FSA ID and Password and click "Next"
  3. Click "Make FAFSA Corrections"
  4. Click "Financial Information"
  5. For the question "have your parents completed their IRS income tax return" choose "already completed"
  6. Choose the correct answer to the questions in the pop-up box. If "none of the above" you are eligible to use the IRS Data Retrieval Tool.
  7. Enter information requested (name, address, etc.) and click "submit" (all information must match IRS records. Note, periods after middle initials, "St" versus "Street", etc.)
  8. Check "Transfer my tax information into the FAFSA" and click "Transfer Now,", click "OK""
  9. On FAFSA webpage, click "Sign and Submit" and follow instructions to submit the changes

** Independent students will not need to submit parent information, but will follow the same steps for entering their own tax information.

** Do not make any adjustments to the tax information once it has been transferred to the FAFSA. If any information is incorrect, please contact the office of financial aid.

IRS Tax Return Transcript

For families that cannot use the online IRS Data Retrieval Tool, a paper tax transcript may be requested directly from the IRS by the family.

To request a 2015 IRS Tax Return Transcript,

  1. Go to http://irs.gov and click on "Get a tax transcript" in the TOOLS section. For "Transcript Types", request a "Tax Return Transcript" for calendar year 2015; or
  2. Call the IRS Transcript order line at 1-800-908-9946.

How to Request IRS Verification of Non-Filing Status

As part of the new verification process for financial aid, it is required that people who do not file taxes submit an IRS letter of non-filing status to the University. A non-filing letter will be necessary for all parties in the custodial household (student, parent 1, parent 2, etc) that did not file taxes.

What is an IRS Verification of Non-filing Letter?

An IRS Verification of Non-filing Letter will provide proof from the IRS that there is no record of a filed tax form (1040, 1040A, or 1040EZ) for the year you have requested. For the 2017/2018 academic year you will be requesting a verification for 2015. 

Non Tax filers can request and IRS Verification of non-filing, free of charge from the IRS in one of three ways:

Please note if you filed a Puerto Rican or Foreign Income Tax return you must submit appropriate non-filing documentation from a relevant tax authority.

Online Request

Available on the Internal Revenue Service Website.

  • Under Tools, click "get a tax transcript".
  • Click "Get Transcript ONLINE" (If at any point, you cannot validate your identity - for example you cannot provide financial verification information or you lack access to a mobile phone - you would want to use the Get Transcript by MAIL option, see below for instructions).
  • Enter the non-filer's Social Security Number (you can use your ITIN or EIN), e-mail address, filing status, account numbers for loan or credit card associated with your name, and mobile phone associate with your name. This information will be used to verify your identity with the IRS.
  • Click "Continue".
  • Select "Verification of Non-filing Letter" and in the tax year field select "2015"
  • If successfully validated, you will be able to view your IRS Verification of Non-Filing letter that can then print it out for submission.
  • You will now put your student ID number on the letter. Sign and date it and submit it to the Loyola financial aid office.

or

  • Under Tools, click "Get Transcript of your Tax Records".
  • Click "Get Transcript by MAIL".
  • Enter the non-filer's Social Security Number (ITIN and EIN can be used), date of birth, street address and zip/postal code. Use the address currently on file with the IRS, if you have trouble please see our helpful suggestions below.
  • Click "Continue:
  • Select "Verification of Non-filing Letter" and in the tax years field, select "2015".
  • If successfully validated, non filers can expect to receive a paper IRS Verification of Non-filing Letter at the address included in your online request within 5 to 10 days.
  • Sign and date the letter and submit to the Loyola financial aid office; be sure you put your student ID number on the letter.

Telephone Request

Available from the IRS by Calling 1-800-908-9946

  • Follow prompts to enter your Social Security Number (ITIN and EIN can be used) and the numbers in the street address. 
  • Select "Option 2" to request an IRS Verification of Non-filing Letter and then enter "2015" for the tax year.
  • If successfully validated, non-filers can expect to receive a paper IRS Verification of Non-filing Letter at the address provided in their telephone request within 5 to 10 days from the time of request.
  • IRS Verification of Non-filing Letter requested by telephone cannot be sent directly to a third party.
  • Sign and date the letter and submit to the Loyola financial aid office; be sure you put your student ID number on the letter.

Paper Request Form - IRS Form 4506-T

Download IRS Form 4506-T

  • Complete Lines 1 - 4, following the instructions on page 2 of the form.
  • Line 3: enter the non-filer's street address and zip/postal code.
  • Line 5: provides non-filers with the option to have their IRS Verification of Non-filing Letter mailed directly to a 3rd party (Loyola University) by the IRS. 
  • Line 7: Select the checkbox on the right hand side for Verification of Non-filing.
  • Line 9: In the year or period requested field, enter "12/31/2015".
  • The non-filer must sign and date the form and enter their telephone number. 
  • Mail or Fax the Completed IRS Form 4506-T to the address or FAX number provided on page 2 of form 4506-T.
  • If the 4506-T information is successfully validated, tax filers can expect to receive a paper IRS Verification of Non-filing letter at the address provided on their request within 5 to 10 days.
  • Sign and date the letter and submit to the Loyola financial aid office; be sure you put your student ID number on the letter.

How to fix address matching problems when ordering the Non-filing letter online

When entering the information into the IRS address matching system, note the following:

  • The address entered must match the address already on file with the IRS exactly.
  • The address on file is typically the address on your most recent tax return.
  • Spelling out the word "street" rather than using the abbreviation "st." can be enough to cause an error.
  • Addresses on the IRS system are auto-corrected through a United States Postal Services software and may not match what you put on your tax return.

We have the following suggestions if you run into problems:

  • Have your most recent tax return in front of you to enter the address carefully as it is on your return.
  • If you have entered your address as it appears on your return and it does not work, try using the standardized version of your address.
    • To get a standardized version of your address go to the USPS website and search by Zip Code.  Enter the address and click find.
  • If you still have problems, the IRS.gov Website help desk can be reached at 1-800-867-1715 (Monday through Friday) 8 am - 8 pm (Eastern Standard Time).