Loyola University Maryland

International Programs

Health Insurance Abroad

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Loyola students traveling outside the US have the option to sign up for supplemental insurance from ACE/AXA American Insurance Company:

Note: This insurance coverage might be required for some programs—check with your Program Director.

ACE/AXA American Insurance Company

https://secure.visit-aci.com/insurance/Loyola

Insurance and Student Safety Abroad

Your child’s health and safety are of the highest concern to us. We require that all students remain covered under their domestic health insurance policies during their time abroad, and can provide us with proof of overseas coverage. Some domestic insurance policies do not extend overseas, so it is important that you check with your insurance provider to see whether or not your child will be covered outside of the U.S. If your child is not covered outside of the country under their current policy, we require that you purchase supplemental travel health insurance to help cover them while abroad.

We also highly recommend that at least one parent has a valid passport in the case that there is an emergency and they have to travel abroad.

For certain programs, Loyola will purchase a local healthcare policy for students in addition to their domestic policy, to comply with local standards. Students participating in Loyola Programs and Loyola Exchanges (as opposed to Loyola affiliations and non-Loyola programs) will also receive emergency medical evacuation and repatriation insurance through AIG. When using U.S. health care policies abroad, parents and students should expect to pay for medical services up front, and then receive reimbursement from their insurance provider. Please note that the emergency insurance provided through AIG will only cover emergency assistance and medical evacuation/repatriation, it will not cover theft or loss of valuables. As a general rule, we recommend that students leave their valuables at home, but for some students, valuables may be covered under their parents’ homeowner’s insurance. Others may be covered through a local policy sponsored by Loyola. Students should find out whether they will be covered for theft or loss of valuables through a domestic or local insurance policy before traveling.  In addition to emergency medical evacuation, repatriation insurance and local policies (when applicable), parents and students should consider additional person property insurance.

All students traveling with a Loyola Program, Exchange, or Affiliation will have close access to medical facilities while abroad. For students taking prescription medications, we recommend bringing a full term’s supply with them to avoid potential complications in having prescriptions filled overseas. Students traveling with prescription medications will need to carry a photocopy of their prescription in case it is needed. Students suffering from a recurrent or ongoing medical condition should make sure to pack a complete medical record to share with health officials abroad. Please inform the study abroad office if your student needs special accommodations, or must consult a specialist abroad. We need time to work out special arrangements, and in some cases, we will need to determine whether a student’s health needs can be adequately met at their program of choice.