Please Note: We are pleased to inform you that the student health insurance plan for the 2022-2023 academic year is being underwritten by United Healthcare Insurance Company. If you have additional questions or would like to download a copy of the brochure, please feel free to visit RCMDStudent.

Domestic and International Undergraduate Students

To ensure students’ physical and financial health, Loyola University Maryland requires all full-time undergraduate students to have health insurance during the 2022-23 academic year. You are required to either enroll online in the Loyola-sponsored Student Health Insurance plan or submit an online request to waive coverage. To waive coverage, please review your current plan to be sure that you have comparable coverage based on Loyola’s waiver criteria.

Waiver criteria – You will be asked these five questions when you go online to waive Loyola’s Student Health Insurance coverage. All answers must be yes or your request to waive will be denied.

1. My plan is provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. phone number.
2. My plan is currently active, and I agree to maintain health insurance coverage throughout the entire 2022/2023 academic year.
3. My plan covers inpatient and outpatient medical care in Maryland.
4. My plan covers inpatient and outpatient mental health and alcohol abuse in Maryland.
5. My plan provides coverage for prescription drugs in Maryland.

Be certain that your plan benefits extend to the state of Maryland. If you are from out-of-state, we strongly recommend that you check with your insurance provider to assure continued health insurance coverage while at Loyola University Maryland, specifically for diagnostic testing (lab work and x-rays) and referrals to specialists. Some HMOs offer guest membership plans which provide healthcare benefits to continue at the same level when away from home. Please contact your HMO insurance provider to find out if this option is available. There is usually no additional charge for this type of program.

Enrollment/Waiver Process

The final due date to enroll or waive the insurance plan is August 31, 2022.

To take action go to:  RCMDStudent

To Enroll:  Select “Enroll Today”.

You will receive an e-mail notification that the enrollment has been processed and the charge will be added to your University account for the cost of the policy premium.

To Waive –Select “Waive Today”, complete the waiver form and submit.

The Undergraduate Student Health Premium for the 2022-23 Loyola-sponsored Student Health Insurance Plan:

Annual: $3,626 (08/15/2022 - 8/14/2023)

*Spring:  $2,243 (1/1/2023 – 8/14/2023)

*for new students only


For assistance or questions with online enrollment or the waiver process, please contact Paige Fritze at 800-346-4075 extension 1607 or email loyola@rcmd.com.

We expect that you will have a healthy year, but we strongly recommend that you make an informed decision about your health insurance coverage while you are a student at Loyola University.