Loyola University Maryland

Office of Financial Aid

Charm City Pell Promise Program

As the Jesuit, Catholic university in Baltimore, Loyola University Maryland is deeply committed to the people, the history, the culture, and the bright future that Baltimore and its student leaders hold. The Charm City Pell Promise Program was established to recognize and support high-achieving students from Baltimore City public, charter, or Catholic high schools who demonstrate significant financial need.

Through this generous grant program, all eligible accepted students will receive a financial aid award that meets 100% of their demonstrated need toward Loyola’s full direct cost of attendance.

“We are thrilled to be able to provide the students of Baltimore City with greater accessibility towards a Loyola education. During these unprecedented times, we realize more students may want to stay closer to home for their college education. We hope the Charm City Pell Promise makes that a reality for even more students from Baltimore City.”

—Eric Nichols, vice president of enrollment management

Grant Details

  • Effective with the Fall 2021 semester, eligible students will receive financial aid assistance from Loyola that, when added to federal, state, University, and other aid for which they are eligible, will equal up to the full direct cost of attendance, including room and board for resident students.
  • The grant is renewable up to four years (8 semesters, fall and spring) providing the student maintains full-time enrollment and a minimum, cumulative grade point average (GPA) of 2.0.

Eligibility

To be considered for the grant, students must:

  • be a full-time, first-year, first-time student applicant for the Fall 2021 or later term
  • have attended (for at least three years) and graduated from a Baltimore City public, charter, or Catholic high school
  • be Federal Pell eligible as determined by the Free Application for Federal Student Aid (FAFSA)
  • submit all required financial aid documents by the stated application deadlines

Application & CSS Profile Fee Waivers

The $60 admission application fee will be waived for all students applying to Loyola from a Baltimore City public, charter, or Catholic high school, and we will also cover the cost for completing the CSS Profile Application (a requirement for all students applying for need-based financial aid). 

  • Students can apply using an application fee waiver by making a selection on the Loyola-specific section of the Common Application. One of the Loyola-specific questions on the Common Application will ask if you intend to apply using a school-specific fee waiver. Students should respond "Yes" to this question and select the "Fee waiver for students who qualify for the Charm City Pell Promise Program" from the drop down menu. If you have questions about submitting an application fee waiver, please contact the Office of Undergraduate Admission at admission@loyola.edu.
  • To request a CSS Profile waiver, please contact the Office of Financial Aid directly by email at financialaid@loyola.edu. The Office of Financial Aid will then send you a unique code to enter on the CSS Profile to waive the fee. 

FAQs

Who is eligible to receive the Charm City Pell Promise Grant?

To be eligible to receive the Charm City Pell Promise Grant, students must apply and be accepted to Loyola University Maryland as a first-year student for the Fall 2021 or later term. Students must also:

  • have attended (for at least 3 years) and graduated from a Baltimore City public, charter, or Catholic high school
  • be Federal Pell eligible as determined by the Free Application for Federal Student Aid (FAFSA)
  • submit all required financial aid documents by the stated application deadlines

Which Baltimore City schools are part of the Charm City Pell Promise Program?

If you are unsure of whether your high school qualifies, please email the Office of Undergraduate Admission at admission@loyola.edu.

Is an application required to be considered?

No additional application is required. To be considered, students must apply for full-time undergraduate admission to Loyola by the Early Action (Nov. 15) or Regular Decision (Jan. 15) application deadline, using the Common Application, and submit the Free Application for Federal Student Aid (FAFSA) and CSS Profile by the February 1 financial aid deadline.

I attend a Baltimore City public, charter, or Catholic high school but I am not a Baltimore City resident. Am I eligible for the Charm City Pell Promise Grant?

Yes. All students attending a Baltimore City public, charter, or Catholic high school are eligible to receive the grant. You do not need to be a Baltimore City resident to be eligible so long as you attend one of the qualifying high schools. If you are unsure of whether your high school qualifies, please email admission@loyola.edu.

I am applying to Loyola as a transfer student. Am I eligible to receive the Charm City Pell Promise Grant if I graduated from a Baltimore City public, charter, or Catholic high school before attending college?

No. The Charm City Pell Promise Grant is available for first-year student applicants only. We offer several need and non-need-based grants for transfer applicants. Visit our Grants page to learn more.

How do I know if I have been chosen to receive the Charm City Pell Promise Grant?

Students awarded the Charm City Pell Promise Grant will be notified after admission when financial aid packages are released:

  • Accepted students who applied for financial aid by the Dec. 1 priority application deadline will receive their financial aid package by Feb. 1.
  • Accepted students who applied for financial aid by the Feb. 1 application deadline will receive their financial aid package by late March.

What are the requirements to retain the grant throughout my time as an undergraduate student at Loyola?

The Charm City Pell Promise Grant is renewable for up to four years (8 semesters, fall and spring) providing the student remains Pell eligible, maintains full-time enrollment of at least 12 credits, and a minimum, cumulative grade point average (GPA) of 2.0.

I received the Charm City Pell Promise Grant. Can I defer my enrollment to a future spring or fall entry term and keep the grant as part of my financial aid package?

If a student requests and is approved for only a one semester enrollment deferral, they would retain the portion of the original aid package that is designated for the spring term only. Students who request and are approved for an enrollment deferral for the following year would need to reapply for need-based financial aid prior to enrolling. If at that point they are still Pell eligible they would receive a Charm City Pell Promise Grant.

What happens to my grant if I am awarded scholarships or grants from outside sources?

The amount of your Charm City Pell Promise Grant may be adjusted to ensure that the total amount of grant and scholarship assistance from all sources is not greater than the full direct cost of attendance at Loyola University Maryland.

What happens if my family income changes after I receive the Charm City Pell Promise Grant?

All students are required to apply for financial aid each year by refiling the Free Application for Federal Student Aid (FAFSA) and the CSS Profile Application. The Office of Financial Aid will review the information submitted on these forms annually, so if your family’s financial situation changes, your grant will be adjusted to meet your new demonstrated need.

I have a parent/guardian who works at the university. Am I eligible to receive the Charm City Pell Promise Grant in addition to the tuition grant benefit my family receives?

No. We will adjust Charm City Pell Promise Grant to ensure that full direct cost of grant and scholarship assistance from all sources is not greater than the full direct cost of attendance at Loyola University Maryland.

What happens to my grant if I choose to study abroad in my junior year?

The Charm City Pell Promise Grant, as well as other forms of institutional financial aid, may only be used for study abroad expenses for programs administered or sponsored by Loyola. The Charm City Pell Promise Grant will be forfeited for the semester or year if you study abroad in a program administered by another college, university, or private organization.

Will the amount of my grant remain the same for each year I attend Loyola?

The amount of your grant will be determined annually based on the results of your FAFSA and your family’s demonstrated need.

I plan to live at home with my family, rather than in an on-campus residence. How does this affect the amount of my grant?

If you choose to live off-campus or with family, the amount of your Charm City Pell Promise Grant will be based only on Loyola’s cost of tuition and not on the full direct cost of attendance (tuition, room, board).

Are test scores required to be eligible for the Charm City Pell Promise Grant?

No. Applicants who apply through Loyola’s test-optional policy are fully eligible for the same consideration as applicants who submit standardized test scores.