Loyola University Maryland

Office of Human Resources

Life Event Changes

Change-in-status events include marriage, divorce, birth or adoption of a child, death, loss of dependent status as defined by the IRS, loss of student eligibility, spousal loss or gain of employment, and a spousal open enrollment period resulting in changes to a Loyola employee’s benefits. Any changes to benefits due to a change-in-status event change must be made within 30 days of the event.

Benefits-eligible employees can update their benefits when they have a change-in-status-event change. Employees should sign on to their Inside.Loyola home page, click on Benefit Enrollment in the lower right-hand corner under Quick Links, click on New Request and follow the directions. Submit supporting documentation to verify your change-in-status event. *See the bottom of this page for more information about supporting document requirements to verify your life event.

*Supporting Document Requirements to Verify your change-in-status event:


• Birth or Adoption: A birth certificate or birth notice from the hospital, or an adoption agreement.

• Marriage: A marriage certificate. If you are dropping your health coverage because you have been added on to your new spouse’s coverage as a result of your marriage you must report a Gain of other Coverage life event, not a marriage event.

• Divorce: A divorce decree or a notice of legal separation.

• Change to Spouse Benefits/Eligibility: If your spouse/LDA has gained new coverage: A letter on company letterhead stating the date that your new coverage became effective, the types of coverage that have been gained (for example – medical, dental, and vision coverage), and the names of the affected dependents. If your spouse/LDA lost their coverage: A letter on company letterhead stating the date that coverage terminated, the types of coverage that have been lost (for example – medical, dental, and vision coverage), and the names of the affected dependents. A complete COBRA notice including all of the required information previously listed is also acceptable.

• Death: A death certificate.

• Loss of Other Coverage: A letter on company letterhead stating the date that your coverage terminated, the types of coverage that have been lost (for example – medical, dental, and vision coverage), and the names of the affected dependents. A complete COBRA notice including all of the required information previously listed is also acceptable.

• Gain of Other Coverage: A letter on company letterhead stating the date that your new coverage became effective, the types of coverage that have been gained (for example – medical, dental, and vision coverage), and the names of the affected dependents.

Please contact the benefits and wellness unit, ext. 1365 with questions.

This website provides a summary of the benefits available. The University reserves the right to modify, amend, suspend or terminate any plan at any time, and for any reason without prior notification. You will be notified of any changes to these plans and how they affect your benefits, if at all. The plans described on this website are governed by insurance contracts and plan documents, which are available for examination. We have attempted to make explanations of the plans on this website as accurate as possible. However, should there be a discrepancy between this website and the provisions of the insurance contracts or plan documents, the provisions of the insurance contracts or plan documents will govern. In addition, you should not rely on any oral descriptions of these plans, since the written descriptions in the insurance contracts and plan documents will always govern.