Loyola University Maryland

Office of Human Resources

Open Enrollment

July 1, 2022 – June 30, 2023 Benefits Enrollment

The open enrollment period for July 1, 2022 - June 30, 2023 ended on May 6, 2022 at 11:59 p.m. Open Enrollment is an important time to review your current benefits, assess your coverage needs, and make benefit plan elections for both you and your dependents.  Enrollment will be passive EXCEPT the flexible spending accounts.  This means that the flexible spending accounts will not carry over to July 1, 2022.

Flexible Spending Accounts: You must actively enroll if you plan to participate in the Health Care and/or Dependent Care Flexible Spending Accounts "FSA". This is an IRS requirement and must be strictly followed. If current participants do not re-enroll their FSA coverage will end on June 30, 2022. Please contact the PSA benefits hotline at 1-877-716-6618 if you have questions or need assistance. The annual election limit for the Health Care FSA is $ 2,850 and Dependent Care FSA is $ 5,000. For more information view the FSA FAQ located below in the Enrollment Resources section.

Cigna medical plan includes enhanced behavioral health resources, making access to a variety of behavioral support tools and services easily accessible to our community. Visit https://cignabehavioralprograms.com/CTBH/ to learn more.
For those enrolled in the HDHP, Loyola will continue to contribute to your Health Savings Account (HSA) — $ 500 if you are enrolled as an individual or $ 1,000 if you are enrolled with dependents. Loyola’s HSA contribution will be deposited as a lump sum at the beginning of the July 1 plan year.

For all medical plans, employees will continue to be eligible for reduced premiums by following and meeting the established wellness criteria. For the FY23 plan year, the deadline for completing the wellness steps is October 31, 2022. Only those who do not complete all wellness steps by October 31, 2022 will see a premium increase with their first pay check in December.

Ready to Enroll

Login to Inside.Loyola, scroll down to the Resources for Employees section and click the Benefit Enrollment link. Benefit summaries and premium information can be found below in the Enrollment Resources section. For assistance call 410-617-1365 or 410-617-1368.

Benefits Assistance

• PSA Benefits Hotline at 1-877-716-6618 or loyola@psafinancial.com 
• Cigna OneGuide at 1-888-806-5042
• Loyola Benefits & Wellness unit 410-617-1365 and 410-617-1368

FY23 Educational Meetings

Contact TIAA for a One-on-One Consultations at 800-732‐8353, Monday through Friday, from 9:00 a.m. to 8:00 p.m. (ET).. 10 am - 5 pm.

ALEX® — Loyola’s Virtual Benefit Counselor & Decision Support Tool

ALEX® is an easy-to-use, online tool that helps you select the right amount of coverage for your needs. And while there are no changes to Loyola’s benefit plans for FY23, the ALEX® conversation does change each year as your circumstances may change — find out if you could save money by choosing different plans or by choosing to participate in tax savings plans (HSAs, FSAs). Ready to meet Alex? Click here.

BenefitsApp

Available during this year’s Open Enrollment period and throughout the plan year, the BenefitsApp tool allows you to access all of your important Loyola benefit information, from your benefits guide to your ID card, in one, convenient place — your phone! Download the App from the App Store or GooglePlay. Use the “Company Code” Loyola. For Member ID, use your last name and last four digits of your social security number.   

Omada Program - Get healthy, your way!

Omada is a personalized, virtual care program that empowers you to achieve your health goals - whether that’s losing weight, gaining energy, or improving your overall health through sustainable lifestyle change. Combining data-powered human coaching, connected devices, and curriculum tailored to your specific circumstances, the program is designed to help you build healthy patterns for life. Omada is available to eligible participants beginning June 1, 2022. Learn more and watch the two-minute video here.

Wellness

For all medical plans, employees will continue to be eligible for reduced premiums by following and meeting the established wellness criteria.  For the FY23 plan year, the deadline for completing the wellness steps will return to the original wellness deadline date of October 31, 2022.  Only those who do not complete all wellness steps by October 31, 2022 will see a premium increase beginning with their first pay check in December.  Save money on your medical plan premiums by completing the wellness requirements between July 1, 2022 to October 31, 2022.  Employees and their spouses/LDAs insured under the medical plan can qualify for reduced medical plan premiums.

Beginning July 1, 2022 sign into your MyCigna account at www.mycigna.com and complete the online health questionnaire.  You will also need to enter the date of your most recent physical.  Your physical must have been completed within the past year.  If you do not complete your wellness requirements by the close of business on October 31, 2022 the "non-wellness rates" will go into effect with your first pay check in December. Participants are able to complete the health risk assessment on-line, and telehealth for physician appointments are available through Cigna. If you have questions or need assistance with MyCigna please call Cigna OneGuide (Cigna’s highest level of customer support) at 1-800-Cigna24 (244-6224) for personalized guidance and support.

Need Assistance

• PSA Benefits Hotline at 1-877-716-6618
• Cigna OneGuide at 1-888-806-5042
• Loyola Benefits & Wellness unit 410-617-1365 and 410-617-1368

Enrollment Resources

FY23 Summary of Employee Benefits Guide
FY23 Benefit Premiums - Annual and Paycheck 
Self-paced Benefits Presentation
Summary Plan High Deductible Plan (HDHP)
Summary Plan OAP-IN (HMO)
Summary Plan OAP (PPO)
Summary of Benefits and Coverage (SBC) HDHP
Summary of Benefits and Coverage (SBC) OAP (PPO)
Summary of Benefits and Coverage (SBC) OAPIN (HMO)
FSA FAQ
FSA calculator - FSA Savings Calculator | Optum Financial